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Online & Telephone Banking

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  • Standard online banking access is free of charge. ( Standard charges/data fees may apply from your mobile provider).
  • Check balances and account history. 
  • Transfer, or set up recurring transfers, of funds to and from multiple accounts and account types (if applicable) at FNBL.
  • Access previous account statements.
  • Request stop payments and re-order checks.
  • Multi-Factor Authentication to help keep your information safe.
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  • All the same features of standard online banking, plus...
    • For $4.95 per month, you will receive access to First Pay online Bill Pay.
    • Ability to set up payments, individual or recurring, from your checking (money market excluded) to your biller.
    • No limit to number of payees or payments per month.
  • Toll-free voice banking phone number: 1-866-324-2105.
  • Check balances.
  • Make transfers.
  • Listen to account history. 

Through the texting channel customers can receive balances and transaction history,  there are no transaction capabilities or bill pay access.

  1. Sign in to standard online banking, and click the Self-Service drop down menu.
  2. Move down to Self Administration, then click the Mobile Banking hyperlink.
  3. Within the Mobile Management center, follow the steps on screen to register your phone for text banking
  4. The bank's SMS short code/mobile texting number is: 49794
    For easier access, you may wish to add this number to your phone's contact list.

Text Banking Commands Quick List:

B = BALANCE Summary of available balances for all accounts
H = HISTORY  Summary of recent transactions per account
C = COMMAND List of Available Text Banking Commands
HE = HELP Help content for Text Banking
L = LOGIN Receive the Mobile Web URL
R = RECOVER Receive a URL and new activation code for Mobile Web
S = STOP De-activate all bank text services