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Real Estate Loans

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Looking for a Real Estate loan?

Whether you are a first-time home buyer, or building the home of your dreams, let First National Bank of Litchfield tailor a plan to suit your needs. We offer flexible terms for qualified borrowers, and will retain the servicing rights on our mortgage loans, so your payments are made locally at First National Bank. Contact our bank to start the application process.

When interest rates are on the move upward, rest assured that your interest rate will never change. We offer Freddie Mac products that can be suited to your personal needs. We retain the servicing on all mortgage loans.

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Building your own home can be a difficult process. Let us make it easier for you. During the construction phase, we offer interest only payments, as well as advances available whenever you need it. We offer permanent financing once the construction process is complete.

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Adjustable Rate Mortgage, or ARM, has interest rates that adjust after a certain period of time. The annual interest rate or payment may change after consummation.

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Are you a first-time home buyer? Are you looking to downsize or purchase a larger home? This program may be just what you need to buy your dream home. This USDA Rural Development program guarantees 100% financing upon approval. Certain restrictions can apply, so contact us for more information.

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