Personal finance.
Planning for life events can be challenging – college, a new career, marriage or retirement – wherever you want to go, First Litchfield Financial Services will customize a unique plan to help get you there.
Retirement
There's never been a better time to start planning for retirement then right now. No matter what stage you may be in - beginning to plan for retirement, changing jobs, nearing retirement or already retired - we'll tailor a strategy and develop or revise a plan that fits your own individual goals and investment style.
Why do you need a retirement plan?
Perhaps you've started saving money already, e.g. contributing regularly to a 401(k). It's a great start, but will it be enough? Exactly how much will you need? A retirement plan will determine just what your retirement needs will be, your sources of income, and gaps that might be left to fill. Your customized plan will help you:
- Map out a savings plan
- Determine the right asset allocations
- Consider tax implications
- Stay on track to live the retirement you want
How do you get started?
Located at The First National Bank of Litchfield, we're close to home and offer convenient and flexible hours to meet with you. Simply call or email to schedule a FREE, no-obligation consultation to discuss your retirement needs and goals. We'll help you understand the difference between simply saving money and actually building a retirement strategy.
College
While a college education is a smart investment in a child’s future, developing a plan to finance this major expense is a smart investment in your own financial future. Let us help. We can show you a number of options available to help make college funding easier, including a 529 Plan.
Change in Marital Status
A marriage, divorce or separation will most certainly impact your finances. Although keeping an open dialogue with your partner regarding money matters can help you prepare, you may need to consider other issues like establishing credit in your own name and updating beneficiary designations.
Major Purchase
Buying a boat, taking an extended vacation, or building a home – First Litchfield Financial Services can help make a major purchase your reality. Whether you choose simple savings or stocks, bonds, or mutual funds, we’ll help you determine the best option for achieving your financial objectives.
Inheritance
Inheriting a large sum of money could be a once-in-a-lifetime event that solidifies your financial foundation. It could also mean complex tax, estate and trust issues. We’ll help you navigate your way and even work closely with your trust, tax and legal advisors to ensure you reap the greatest rewards.
Life Insurance
For the many uncertainties in life, First Litchfield Financial Services can help protect your family and financial plan by providing access to a variety of insurance options. We’ll be happy to review your current coverage or help you get coverage to make sure you and your loved ones are cared for.
Long-Term Care
Given the enormous current expenditures for both nursing-home care and community-based care, long-term care insurance is an important and growing source of coverage. It provides a variety of services that assist people with health or personal needs over an extended period of time. If you are between the ages of 45 and 65 and have assets of $100,000 to $2 million, long-term care insurance should be a strong consideration.
> Free, no-obligation financial review.
Schedule yours today
Matt Sweet, Investment Executive, msweet@infinexgroup.com or 860-210-2311
Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. In Massachusetts, insurance products are offered through Infinex Insurance Agency of Massachusetts, Inc. Infinex and the bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.
