Savings Accounts

Health Savings Accounts, or HSAs

HSAs are the latest news in affordable healthcare. HSAs combine a qualified High Deductible Health Plan (HDHP) with a Health Savings Account. The High Deductible Health Plan covers catastrophic illness and injury, while the Health Savings Account covers routine expenses until the deductible is met. HSAs offer a way to set aside funds to pay for today and tomorrow's medical expenses. Click here to find out more about HSAs.

Statement Savings

• A $200 minimum daily balance required to avoid a $2 monthly service Charge.
• $1 minimum opening deposit
• $1 minimum balance to earning interest
• Interest Credited Monthly
• Monthly Statements Provided
• ATM Card Accessible

Tree House ® Savings Account

Calling all kids! Watch your money grow at FNBL with the Tree House Savings Account. You'll get:

• 2.00% APY
• Choose a FREE GIFT from our FNBL Rewards Program-you'll receive a 100-point certificate that you can redeem for a fun gift, including a soccer ball, milkshake maker, video game, and more.*

Tree House Savings account is a custodial statement savings account for a minor only. 1.98% interest rate and 2.00% annual percentage yield (APY). Minimum balance of $1.00 required to open account and earn stated APY. Fees may reduce earnings.

*Free gift is an FNBL Rewards 100 point certificate redeemable for a free gift; free shipping and handling. Rewards subject to change without notice and program may be terminated at any time. Points valid for 2 years from date of issuance.

Money Market Statement Account

• A $200 minimum daily balance required to avoid a $2 monthly service Charge.
• $1 minimum opening deposit
• Interest Credited Monthly
• Monthly Statements Provided
• ATM Card Accessible
• Rate of interest earned reflective of the balance of the account
  • Tiers as follows:
  • 0 - $1,000
  • +$1,000

YouFirst Synergy Money Market Account

• FNBL's premier tiered money market account reserved for our Synergy Relationship checking account customers.
• YouFirst Synergy Relationship checking account required to open this account.
• Rate of interest earned reflective of the balance of the account
  • Tiers as follows:
  • 0 - $25,000
  • +$25,000 - $50,000
  • +$50,000
• A $200 minimum daily balance required to avoid a $2 monthly service Charge.
• $1 minimum opening deposit
• Interest Credited Monthly
• Monthly Statements Provided
• ATM Card Accessible