Free. It's the price of doing business.
Whether you have low or high transaction and deposit activity, The First National Bank of Litchfield has set out to simplify banking for you! We offer no-fee checking, savings, debit and credit cards.
Free Small Business Checking
The foundation of your business relationship with us doesn't have to be full of little fees:
- No monthly fees
- No per item fees
- No per check charges
- No transaction fees or limitations
Preferred Business Savings Account
This versatile account is designed to help your business savings grow while providing flexibility and safekeeping. The FDIC insured account protects your funds yet allows you easy access and liquidity.
- No limit on the number of cash withdrawals made in person, by mail or with your ATM cards.
- Tiered interest rate increases with your balance.
- No minimum balance requirement.
Business MasterMoney Debit Card
It could be the only card you need – an ATM card for regular transactions, plus a debit card for purchases anywhere MasterCard is accepted:
- Up to 4 cardholders per account
- Buying power of $5,000 a day
- Makes recordkeeping easier as every purchase is listed on your monthly statement
Business Credit Cards
VISA, VISA Gold or MasterCard with competitive fixed rates and no annual fee. Get up to a $25,000 credit limit.
No-Fee Health Savings Accounts
Specifically for businesses with high deductible healthcare plans, HSA's allows you and your employees to save for current and future health care costs tax-free, while providing a potential retirement benefit as well. HSA's can help your business save on taxes and health plan costs, too. And because FNBL manages everything, there are no fees or administrative hassles and you can work with people you know and trust at your community bank. Click here for more details.
Free IOLTA (Interest on Lawyers Trust Account)
Specifically for law firms, this account lets your firm hold client funds in an interest bearing account as part of your state's program and the rule governing holding client's funds. FNBL remits interest earned to state IOLTA committees or state bar foundations, resulting in less record keeping and greater convenience for your firm. There is no minimum balance or monthly service charges, and you enjoy a highly-competitive interest rate.
Comprehensive Business Banking. Add it to FNBL's flexible credit solutions, merchant services, investments and customized business online banking, and you have one of the most innovative business services programs you'll find anywhere!
Free Business Checking has no minimum balance requirement to open or maintain; new business accounts only; conversion from existing business checking accounts not eligible. $1 minimum opening deposit required for Preferred Business Savings Account. Not everyone will qualify for a Health Savings Account. Please see an FNBL customer service representative for more information. All offers subject to change at anytime without notice. © 2008 The First National Bank of Litchfield. All rights reserved.
