Rates
Consumer & Auto Loan Rates
A LOAN THAT'S RIGHT FOR YOU
At Union Savings Bank, you can expect flexibility, low fixed rates, an easy application process, plus friendly, local service. We'll help you determine your best borrowing options based on your specific needs:
Auto Loans - Vehicles 2000 to 2009
| Credit Score | Rate - APR* | Description |
| 700 + | 6.25% | With automatic payments from an USB account |
| 700+ | 7.25% | No automatic payments |
| 675 - 699 | 7.25% | With automatic payments from an USB account |
| 675 - 699 | 8.25% | No automatic payments |
- Minimum FICO score is 675. Exceptions must be approved and a higher rate may be charged to the borrower.
- Vehicle must be registered in Connecticut and USB listed on the title as first lienholder.
- Contact an USB representative for terms and more information - toll free 888-567-1814.
* APR is annual percentage rate. Rates effective 2/20/09 and are subject to change without notice. Applications subject to credit approval. Offer may be withdrawn at any time.
Home Improvement Loans - unsecured loans for debt consolidation, used autos, recreational vehicles
Installment Loans - take a vacation, pay tuition, consolidate debt
Secured Loans - borrow against a certificate of deposit, stocks/bonds and U.S. Treasury
Lending Area:
Primary Market Area: Litchfield County and Hartford County
Secondary Market Area: Towns Contiguous to branch locations
GET A .25% DISCOUNT!
USB customers enjoy a .25% discount - just open any one of our checking accounts, establish automatic monthly payments from your account, and you will save one quarter of one percent on most of our consumer loan rates (Auto Loans and Certificate of Deposit Loans do not apply).
LOW RATES
Contact us today for our most current, competitive rates - toll free 1-888-567-1814, or stop by any of our convenient locations.














