Privacy

Union Savings Bank offers this web site to provide information about the products and services we offer. We will not share any information that you provide us with any outside organization.

We collect only the domain name, but not the e-mail address of each visitor to our web site. This information is used for internal review for the purpose of improving the content of our web pages, and then is discarded in a secure manner.

Privacy Protection Policy

As an organization that collects Social Security numbers in the regular and ordinary course of business, Union Savings Bank is committed to protecting the confidentiality of Social Security numbers and other information capable of being associated with a particular individual (“personal information”).

To meet this commitment, the Bank has implemented physical, electronic, and procedural safeguards to prevent unlawful disclosure of personal information and to limit access to such information to those employees and third parties who need to know that information to serve customers, evaluate applications for loans or employment, administer employee benefits, or engage the services of vendors.

This Policy applies to personal information obtained by the Bank in connection with customers, employees, vendors, and applicants for loans or employment.It does not apply to personal information that is lawfully made available to the general public from federal, state, or local government records or widely distributed media.

FACTS	WHAT DOES UNION SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and credit history • account balances and payment history • checking account information and transaction history
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Union Savings Bankchooses to share; and whether you can limit this sharing.
Reasons we can share your personal information			Does Union Savings Bank share?	Can you limit this sharing?
For our everyday business purposes – Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus			Yes	No
For our marketing purposes – To offer our products and services to you			Yes	Yes
For joint marketing with other financial companies			Yes	Yes
For our affiliates' everyday business purposes –information about your transactions and experiences			Yes	No
For our affiliates' everyday business purposes -- information about your creditworthiness			Yes	Yes
For non-affiliates to market to you			Yes	Yes
To limit our sharing		Call 1-888-567-1814 Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?		Call 1-888-567-1814 Visit us online: www.fnbl.com, Privacy section

Who we are
Who is providing this notice?	Union Savings Bank Union Savings Mortgage Corporation

What we do
How does Union Savings Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Union Savings Bank collect my personal information?	We collect your personal information, for example, when you § open an account or apply for a loan § give us your contact information or show your driver’s license § provide account information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only § sharing for affiliates' everyday business purposes-information about your creditworthiness § affiliates from using your information to market to you § sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. § Union Savings Bank shares only with its subsidiary, Union Savings Mortgage Corporation.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. § Nonaffiliates we share with can include direct marketing companies.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. § Our joint marketing partners include Infinex Investments, Inc.

Other important information

As an organization that collects Social Security numbers in the normal course of business, Union Savings Bank is committed to protecting the confidentiality of Social Security numbers and other information capable of being associated with a particular individual (“personal information”). To meet this commitment, we have implemented policies and procedures which are designed to: (1) protect the confidentiality of Social Security numbers, (2) prohibit unlawful disclosure of Social Security numbers, and (3) limit access to Social Security numbers.

Privacy

Visit us online: www.fnbl.com, Privacy section