Personal
Personal Checking
Simply What You Need.
Is your priority value and convenience, or do you just want free checking? At USB, we have a variety of checking solutions to best suit your individual needs.
And no matter which checking account you open today, if you change or upgrade your account, you won't need to change your account number, direct deposit or order new checks. It's that simple.
YouFirst™ Free Checking
- No monthly service, maintenance or activity fee. No minimum balance
- Free Online Banking and eBill Pay
- Free MasterMoney Debit Card
- Free direct deposit
YouFirst™ Student Checking**
- No minimum balance required
- Free Online Banking and eBill Pay
- Free MasterMoney Debit Card
- 4 Free Foreign Non-USB ATM Transactions
- Free direct deposit
NOW Interest Checking
- Interest Bearing Checking Account
- $500 Minimum Opening Deposit
- $500 Minimum Balance to avoid monthly service charge of $5
- Rate of interest earned reflective of the balance of the account
- Tiers as follow:
- 0-$500
- +$500
- A $0.15 per check fee charge is assessed when monthly balance falls below monthly minimum
SuperNOW Interest Checking
- $2,500 minimum to open account
- Rate of interest earned reflective of the balance of the account
- Tiers as follows:
- 0 - $2,500 (earns no interest)
- +$2,500 - $25,000
- +$25,000 - $50,000
- +$50,000
- If the account balance falls below $2500.00 any day during the monthly statement cycle a $10.00 fee will be charged
*Rate does not apply to any preexisting loan or any second mortgage product
**College students with valid college ID or minor student who opens a joint account with his/her parent/legal guardian eligible only. USB reserves the right to request further enrollment. After 24 months (or full-time enrollment ceases) this account will charge a $5.00 monthly service fee and other applicable charges unless proof of full-time college enrollment is provided. Certain other fees or charges may apply; refer to our Schedule of Charges. Minimum opening deposit is $1.00.
