Investor Relations

Corporate Profile

First Litchfield Financial Corporation (NASD - FLFL.OB)

Principal executive office: 13 North Street, Litchfield, CT 06759

Telephone: 860-567-8752

Investor Relations Contact: Carroll Pereira, CFO, 860-567-2672 ext. 7001

National Bank Charter No. 709

Member Federal Reserve System

Member Federal Deposit Insurance Corporation

First Litchfield Financial Corporation, a Delaware corporation (the "Company"), was formed in 1988 and is a registered bank holding company. Its banking subsidiary, The First National Bank of Litchfield (the "Bank"), which was founded in 1814, has over $500 million in assets. The Bank provides consumer, commercial and retail investment and insurance products and services, as well as a trust and wealth-management division that offers asset management and estate-settlement services to individuals, non-profit and commercial customers. The Company owns all of the outstanding shares of the Bank.

The Bank has three subsidiaries, Lincoln Corporation and Litchfield Mortgage Service Corporation, which are Connecticut corporations, and First Litchfield Leasing Corporation, a Delaware corporation.

Lincoln Corporation holds property such as real estate, personal property, securities, or other assets, acquired by the Bank through foreclosure or otherwise, to compromise a doubtful claim or collect a debt previously contracted. Litchfield Mortgage Service Corporation operates as a passive investment company in accordance with Connecticut law. First Litchfield Leasing Corporation provides equipment financing and leasing products. The Bank holds a majority ownership position in First Litchfield Leasing Corporation.

Market Makers

First Litchfield Financial Corporation's common stock is quoted on the NASD Over the Counter Bulletin Board by several member firms under the symbol: FLFL.OB.