Commercial
Credit Solutions
Creative, Customized Financing from a Lending Team that Truly Listens.
Our expertise is in meeting the short- and long-term needs of commercial clients with customized financial solutions. We offer a personalized and responsive full-service banking relationship that covers your personal needs as well.
- Local decision making by people you know
- Variety of loans with floating or fixed rates
Credit Solutions
Expect flexibility and creativity to ensure your financial goals are achieved.
Lines of Credit
- Ideal for financing working capital, inventory and receivable needs, capital equipment needs
- Revolving or non-revolving
- Secured by business assets or unsecured
- Personal guarantees
Term Loans
- Ideal for financing expansion, business acquisition, permanent working capital, equipment purchases, facility renovation
- Typical term from 1 to 7 years
- Variable or fixed interest rate
- Secured by business assets
- Personal guarantees
Commercial Mortgages
- Ideal for financing building purchase, expansion, renovation, refinance, both owner-occupied or investment property
- Typical terms from 1 to 20 years
- Variable or fixed interest rate
- Fully amortizing payments
- Personal guarantees
Development Mortgage
- Ideal for financing residential developments
- Customized to each borrower's needs
- Revolving construction loans
- Non-revolving land and infrastructure loans
- Personal guarantees
Government Guaranteed Loans
- U.S. SBA (Small Business Administration)
- CDA (Connecticut Development Authority)
- U.S.D.A. Rural Development (Department of Agriculture)
Contact our team today:
Robert Teittinen
SVP, Senior Lending Officer
rteittinen@fnbl.com
860-567-6497
Farmington Valley
Tom Mango
VP, Commercial Lending Officer
tmango@fnbl.com
860-352-9112
Kim Ciccarello
AVP, Commercial Lending Officer
kciccarello@fnbl.com
860-352-9111
Greater Litchfield Area
Mark Ronaldes
VP, Commercial Lending Officer
mronaldes@fnbl.com
860-567-6425
New Milford Area
Walter Whitney
VP, Commercial Lending Officer
wwhitney@fnbl.com
860-210-2301
Torrington Area
Rene Fisher
VP, Commercial Loan Officer
rfisher@fnbl.com
860-626-7711
Equipment Leasing
Glenn R. Mason
President, First Litchfield Leasing Corporation
860-626-7714
gmason@fnbl.com
Small Business
David Oliver
VP, Commercial Lending & Small Business Services
doliver@fnbl.com
860-626-7708
Gina Scherbner
VP, Small Business Development Officer
gscherbner@fnbl.com
860-626-7717
