Small Business

Cash Management

More Time & Money to Grow Your Business.

The First National Bank of Litchfield is very proud to offer you our customized cash management service - eBusiness Advantage. This online banking tool was designed specifically for businesses to save you time, paper work, and money and to give you the cash management flexibility.

Our business cash management service provides 24-hour online account management giving customers increased financial control. Enjoy the competitive advantages of real-time account monitoring, managing cash flow, collecting and making payments electronically, as well as transferring idle cash - any time, from anywhere. Our services include:

• Wire Transfers w/ e-mail notification
• Direct Deposit Payroll
• Internal Transfers
• Stop Payments
• Online Statements
• Account Reporting & Research
• Download to popular accounting programs such as QuickBooks

Automated Clearing House Origination

• Use as a Collection Service to quicken the exchange of receivables into available cash
• Concentrate cash from other locations and accounts in FNBL accounts
• Distribute cash to make funding operations quick and easy
• Use as a direct deposit payroll service and to pay taxes

Investment Sweep*

• Idle funds above a target balance are swept into an investment account and earn premium rates
• Funds are available to sweep back into the operating account when balances fall below the target balance

*Investment products are not insured by the FDIC or any other government agency, are not deposits or other obligations of, or guaranteed by, The First National Bank of Litchfield, and are subject to investment risk, including possible loss of value.

Zero Balance Accounts

• Maintain multiple checking accounts for specific purposes
• Allows for more detailed record keeping, while concentrating funds into a main account
• Helps you to avoid overdrafts
• Maximizes interest income and minimizes interest expense

Remote Deposit Capture (RDC)

• Another innovative way to save time and money by streamlining your check depositing
• Make deposits right at your office and receive funds faster - without ever making a trip to the bank
• Safe, secure, and powerful

The First National Bank of Litchfield's suite of cash management tools gives you the power to make the most of your funds and increase profitability. Best of all, we're with you every step of the way with our famous personal guidance and support.

Contact us today for more information or a live demo:

Michelle Hagan
VP, Cash Management Sales
mhagan@fnbl.com
860-626-7710

Or visit any FNBL office today.

Fees may apply for this program.